Ko Phayam has plenty of places to stay and is a friendly, demure little island. It has only a few hundred inhabitants, mostly Thais and Burmese, with a smattering of expats and a few dozen chow lair (sea gypsies) thrown into the mix. Tourists congregate on the island's pretty beaches, but locals support themselves prawn fishing, cashew-nut farming or working on the rubber plantations. Interesting fauna in the area includes wild pigs, hornbills, monkeys and snakes.
There's one 'village' on the island, where you will find the main pier, a couple of simple eateries, some small grocery stalls and a bar. From the pier area, motorcycle taxis scoot you to the bungalow operations around the island, almost all of which are located on one of the island's two picturesque bays and are pretty basic. The motorcycle 'highway', running down the middle of Ko Phayam, augments smaller concrete roadways and dirt driveways.