The main point of coming to Sveti Stefan is to spend as much time horizontal as possible, with occasional breaks to saunter from your recliner to the sea for a cooling dip. The water here gets deep quickly, as if the surrounding mountains could hardly be bothered adjusting their slope. The uncrowded beach on the Budva side of the causeway belongs to the resort. If you don't fancy shelling out €30 for the day-use fee (ie you're not completely insane), the deckchairs on the other side of the causeway get cheaper the further along the beach you go, and there's plenty of rocky but free space near the end.
